Experiencing an auto accident can be a bit like an episode of the Twilight Zone. You may feel a rush of adrenaline and things may seem like they're moving quickly and you want to be sure you do everything right. It can also take things a little time to soak in. Even a small fender bender can leave you feeling excited.
After the scene has been cleared, and you've had a chance to take a deep breath, there are a few calls you will need to make.
1. An Attorney
Depending on the severity of the accident and who's at fault, you may need to consult a car wreck attorney. Many attorneys will offer a free phone consultation and can advise from there if hiring an attorney is in your best interest.
If you anticipate there is going to be a settlement for your side or against your side, it's always a good idea to call an attorney. Settlements can stem from damages and injuries. Many times an attorney can get you a larger settlement than you would receive without an attorney.
2. Your Insurance Agent
You should contact your insurance agent regardless of whether the accident was your fault or not. Your agent can help make contact with the other party's agency and expedite your claim. In many situations your insurance company can assist you with any court appearances you may need to make.
3. Other Insurance
It's not uncommon for car owners to have more than one type of insurance or warranty. Usually, these types of purchases are made through the dealership's financing department. You may have purchased gap insurance to help recover costs associated with a total vehicle loss. In this situation, the gap insurance can help you purchase a newer replacement.
If your accident happened on private property and was a result of owner negligence, you may also need to contact the insurer of that property. An attorney can help you determine if your situation merits additional types of compensation.
4. Your Physician
Some injuries that occur during an accident won't reveal symptoms until days later. It's a good idea to allow your doctor to perform a physical to make sure your vitals are strong.
If you have a pre-existing condition, nobody understands your health situation better than your physician. You should definitely schedule an examination to address your concerns.
5. Your Mechanic
If you don't already have a mechanic you can trust, now would be a good time to find one. Even if the damage to your vehicle was minor or it appears there is no damage at all, like you with your doctor, your vehicle needs a health inspection as well.
As with the human body, there are all kinds of moving parts and systems that aren't apparent from the exterior of an automobile. If your vehicle experienced damage, the time to find out is sooner rather than later.
Being a party to a collision is a stressful time. Many times you can overlook things that need to be done. By knowing ahead of time who you may need to call you can be better prepared to face the road ahead of you.
