The Most Common Reasons Why Workers' Compensation Claims Are Denied

If you are hurt while on the job, you might be interested in filing a claim for worker's compensation. This is a specific type of insurance that is designed to cover any expenses that could be related to an injury that you receive while on the job. Unfortunately, there are a lot of people who believe they are entitled to workers' compensation but do not receive it. What are some of the most common reasons why workers' compensation claims are denied? Be sure to work with a legal professional who can help you, and don't forget to visit this website for more info on workers' compensation law.

You Were Not Working Within the Scope of Your Duties

One of the most common reasons why someone might have their worker's compensation claim denied is that they were not working within the scope of their duties. Just because you were hurt while at work doesn't necessarily mean you are going to qualify for workers' compensation. For example, if you were horsing around at work, playing with equipment that is not a part of your job, your injuries might not be covered by workers' compensation. Workers' compensation is meant to cover the cost of medical expenses that stem from an injury that happened within the scope of your normal daily duties.

You Are Seeking Compensation for a Pre-Existing Condition

There is also a chance that your claim might be denied because you are seeking compensation for a pre-existing condition. For example, if you are hurt at work and suffer a bone fracture, all medical expenses related to the bone fracture might be covered by workers' compensation. On the other hand, if you are interested in getting medical expenses covered for a pre-existing condition, such as diabetes or asthma, those medical bills are not necessarily going to be covered. 

You Missed a Deadline

If you are hurt while at work, you have a very strict time frame within which you need to file a claim for workers' compensation. If you missed the deadline, your claim is probably not going to be reviewed. Regardless of whether your claim would have been covered by workers' compensation, your application might not even be looked at if you miss a deadline. That is why you need to reach out to a lawyer as quickly as possible who can review your case and make sure you do not miss any deadlines.

You Filled Out Your Paperwork Improperly

In addition to making sure you meet all deadlines, you must make sure all of your paperwork is filled out properly. If you fill out your paperwork improperly, your application might be rejected even though your claim is legitimate. Furthermore, this means that you might have to fill out the paperwork again, which could put you at risk of missing the deadline. If you want to make sure your paperwork is filled out properly on the first attempt, make sure you work with a worker's compensation lawyer. 

Work With a Lawyer Who Can Help You

In the end, these are just a few of the many reasons why workers' compensation claims may be denied. Your medical bills could be expensive, and it is important for you to receive compensation that can help you cover the costs if you were injured while on the job. There are plenty of reasons why your application for workers' compensation might be denied, and that is why you need to work with an injury lawyer who has an intimate understanding of workers' compensation law. That way, you can maximize your chances of the claim being paid out.